Choosing the right mortgage option is as important as choosing the right home. We will show you the financial options available and help you choose the best mortgage to suit your budget, lifestyle and needs.


  • Convenient weekly or bi-weekly payment schedules can actually save thousands.
  • Peace of mind with low-cost life, disability, critical illness, and job loss insurances for single or joint coverage.


  • Flexible repayment term - choice of amortization
  • Renewal terms of 6 months to 5 years
  • Choice of Closed/Open mortgage
  • Competitive rates
  • Pre-approvals available
  • Save money with prepayment options - pay 15% of principle once a year plus double up on your monthly payments
  • Maximum amortization - 25 years
  • Financing Available: 95% on purchases with CMHC or Sagen insurance
  • Property taxes: Can be collected and paid each year by OMISTA Credit Union on behalf of the owner upon request