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Savings Services
All account types not currently available at all OMISTA branches.
Please contact your branch for additional details.
Investment Savings
*Please note that this account can not be opened on-line as the interest rate is based on OMISTA's performance over the entire year. SmartSAVE Account
Our NEW High Interest eSavings account has a high rate of return! This account is a great option for all owners who frequently roll over their money into short term deposits. Please visit our rates section or contact an OMISTA expert for more details. Back to Top Tax Free Savings Account The new Tax-Free Savings Account (TFSA) is a flexible, registered general purpose savings vehicle that allows Canadians to earn tax-free investment income to more easily meet lifetime savings needs. Contributions are not tax-deductible. The TFSA complements existing registered savings plans like the Registered Retirement Savings Plans (RRSP) and the Registered Education Savings Plans (RESP). Features of this new registered product: • Available to Canadian residents age 18 and older • Contributions will not be tax deductible • Contributions may only be made by the owner • Income earned and capital gains under a TFSA will be tax sheltered • Withdrawal of contributions and/or income will not be subject to tax • Maximum contribution limit for 2009 will be $5,000. • Unused contribution room may be carried forward and contributed in a future year • Withdrawals (capital and income) will increase the unused contribution room • Unused contribution room will be reported on the annual CRA Notice of Assessment OMISTA Credit Union offers a choice of Tax-Free Savings Accounts. Visit your nearest branch or contact us for more information. Looking for more ways to save tax? Visit our Investing section to learn more about Retirement planning and RRSPs. Tax Account An OMISTA Tax Account helps alleviate the burden of paying property taxes by including it in your mortgage payment. The property tax is calculated on a monthly basis and is added to the mortgage payment. The tax portion of the mortgage payment is automatically deposited to the Mortgage Tax Account. When property taxes come due, visit one of our branches to make your payment. This U.S. currency account allows you to take advantage of the best exchange rates throughout the year. When you're ready to travel your U. S. dollars are waiting in your account.
**Please note that account can not be opened on-line. What's Up? (no monthly fee*) - Chequing or Savings UNLIMITED In-branch withdrawals & deposits The first 6 transactions** per month from these categories are included: *Transactions in excess of plan amount will be charged our standard pricing.
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