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Your Financing >> RRSP Loans



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RRSP Loans

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FAQ Section
Visit our FAQ sections for more information on RRSPs and other investment options.

Rates
If you are looking for our investment rates, click here

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You can also click here to access our on-line financial planning tool. 

Financial Fitness
Advice from OMISTA Experts
Know your Goals Before You Start Investing
RRSP is a Gift to your Future

Need more answers?

Visit our contact page and submit your question through the "Who can help me?" link or call one of our financial experts at any of our five branches.

With an OMISTA RRSP "Take 10" Contribution Room Loan you can:

  • take advantage of unused carry forward amounts or maximize your yearly contributions
  • receive a potentially larger income tax refund since contributions are tax-deductible
  • reduce your loan by applying your larger refund to the principle
  • spread payments over up to 10 years
  • see your savings grow tax-free and earn compound interest inside the plan
  • take comfort in financial security at retirement

Wondering if you have room in your budget?

The first year is set at OMISTA Prime and you can take up to 10 years to repay. You can make extra payments any time you have extra cash and there are no penalties for early payout.

Apply Online
If you are interested in applying for any of our financing products please complete our on-line application form by clicking here. An OMISTA Expert will contact you within 2 business days to review your application and process your request.

Insurance
Ensure you can make your loan payments no matter what happens. Simply click here to learn more.

Why Contribute to an RRSP? Find out why you should contribute to an RRSP.

How can I Save for an RRSP?
Learn more about easy ways to save for an RRSP contribution.




Wise Financial Guidance to Empower You

We would be happy to provide financial guidance. You can meet with an OMISTA Expert at any of our five branches, our wealth management representative Ozzie MacKay or Credential Financial Strategies Inc. Representative Dave Gorman for more information on any of our investments.



 
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