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RRSP Loans

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Visit our FAQ sections for more information on RRSPs and other investment options.

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Need more answers?

Visit our contact page and submit your question through the "Who can help me?" link or call one of our financial experts at any of our three branches.

With an OMISTA RRSP "Take 10" Contribution Room Loan you can:

  • take advantage of unused carry forward amounts or maximize your yearly contributions
  • receive a potentially larger income tax refund since contributions are tax-deductible
  • reduce your loan by applying your larger refund to the principle
  • spread payments over up to 10 years
  • see your savings grow tax-free and earn compound interest inside the plan
  • take comfort in financial security at retirement

Wondering if you have room in your budget?

The first year is set at OMISTA Prime and you can take up to 10 years to repay. You can make extra payments any time you have extra cash and there are no penalties for early payout.

Our Guarantee

Apply Online
If you are interested in applying for a home equity loan, personal loan, demand loan, vehicle loan, RRSP loan, mortgage, blanket mortgage, line of credit or even a student line of credit with OMISTA, please complete the following application form by clicking on the link below. An OMISTA Expert will contact you within 1-2 business days to review your application and process your request. Click here to apply.

Why Contribute to an RRSP?
Find out why you should contribute to an RRSP.

How can I Save for an RRSP?
Learn more about easy ways to save for an RRSP contribution.

Types of RRSPs Available

Wise Financial Guidance To Empower You

We would be happy to provide financial guidance. You can meet with an OMISTA Expert at any of our three branches, or our Credential Financial Strategies IncRepresentative Ozzie MacKay for more information on any of our investments.



 

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