The Ownership Difference

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Because you’re not just a customer, you’re an owner.
Credit Unions are unique from other financial institutions in that they are not owned by shareholders; they're owned by you. When you open an account at a Credit Union you are required to purchase shares, by doing so you become a valued owner of the Credit Union. This is the Credit Union difference. It means that our efforts are firmly focused on serving your needs above all. The result is a relationship based on a common goal: your financial success. You're a customer and an owner. You're in control of your financial future. That's the power of ownership.

One Owner, One Vote
By becoming an owner, you choose to do business with an institution that belongs to you. It’s a better way to handle your finances because you have a voice. Decisions are made based less on corporate profits and more on the needs of owners. As an owner, you are a shareholder and can express your viewpoint and vote at annual general meetings, elect members to the Board of Directors and give your opinion on matters concerning the development of your Credit Union. Your vote carries the same weight as any other owner's vote.

Good Investment

Becoming an owner is a good investment. Your Ownership Share earns you a potential return on your share investment in the form of patronage rebates and distribution (comparable to dividends) and influence on the progress of your business. All of OMISTA's 80+ employees are OMISTA owners too.

 

Each owner is required to have one $5 share in OMISTA Credit Union. An ownership share entitles you to vote at our annual or special meetings and to use all the services offered by OMISTA.