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Personal Line of Credit Enjoy the advantages of a line of credit with peace of mind. Protect your lifestyle with personal line of credit insurance. Click here for more information. Access to cash instantly
Instant cash If you need fast access to cash, you can set up a Line of Credit with a prompt, one-time approval. Then, whenever you need funds, you can borrow up to a pre-arranged limit simply by using your debit card or by writing yourself a cheque. Low interest rates Interest rates are lower on a Line of Credit than with credit cards so it makes sense to use a Line of Credit as a source of cash. You will pay interest on the amount borrowed and only for the number of days used. You can repay a small percentage monthly, or more, if you prefer - the choice is yours. Account Protection By having a Line of Credit you also protect yourself against overdrawing your account or having cheques returned due to insufficient funds. Balance Protection Insurance We offer affordable line of credit balance protection insurance. It covers any outstanding line of credit balance. Our Guarantee Apply Online If you are interested in applying for a home equity loan, personal loan, demand loan, vehicle loan, RRSP loan, mortgage, blanket mortgage, line of credit or even a student line of credit with OMISTA, please complete the following application form by clicking on the link below. An OMISTA Expert will contact you within 1-2 business days to review your application and process your request. Click here to apply.Personal Line of Credit Insurance Savings Life Insurance
Exclusive to only Credit Unions and Caisse Populaire owners, this coverage offers affordable Life Insurance tied to your credit union accounts. Click here to learn more.
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