OMISTA Credit Union - Your Money

Line of Credit

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FAQ Section
Visit our FAQ section for more information.

Rates
If you are looking for our rates, click here

Financial Planning Tool
You can also click here to access our on-line financial planning tool.

Financial Fitness
Financial advice from OMISTA experts, click here.

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The Learning Center
Student & Youth Section

Need more answers?

Visit our contact page and submit your question through the "Who can help me?" link or call one of our financial experts at any of our five branches.

If you need accessible cash for emergencies, car repairs, home appliances, investment opportunities, etc, OMISTA is prepared.

Instant cash
If you need fast access to cash, you can set up a Line of Credit with a prompt, one-time approval. Then, whenever you need funds, you can borrow up to a pre-arranged limit simply by using your debit card or by writing yourself a cheque.

Low interest rates
Interest rates are lower on a Line of Credit than with credit cards so it makes sense to use a Line of Credit as a source of cash. You will pay interest on the amount borrowed and only for the number of days used. You can repay a small percentage monthly, or more, if you prefer - the choice is yours.

Account Protection
By having a Line of Credit you also protect yourself against overdrawing your account or having cheques returned due to insufficient funds.

Balance Protection Insurance
We offer affordable line of credit balance protection insurance. It covers any outstanding line of credit balance.

Apply Online
If you are interested in applying for any of our financing products please complete our on-line application form by clicking here. An OMISTA Expert will contact you within 2 business days to review your application and process your request.

Insurance
Ensure you can make your loan payments no matter what happens. Simply click here to learn more.