OMISTA Credit Union - Your Money

Personal Line of Credit
Access to cash instantly

Other Resources

FAQ Section
Visit our FAQ section for more information.

Rates
If you are looking for our rates, click here

Financial Planning Tool
You can also click here to access our on-line financial planning tool.

Financial Fitness
Financial advice from OMISTA experts, click here.

Other Products & Services of Interest
Chequings
Savings
Credit Cards
Rates
Debit Services
Electronic Services
Additional Services
The Learning Center
Student & Youth Section

Other Cash Sources
Credit Cards
GLOBAL PAYMENT™ Cards
Personal Loans
Demand Loans
Home Equity Loans
OMISTA Student Loans
Auto Loans
Commercial Loans

Need more answers?

Visit our contact page and submit your question through the "Who can help me?" link or call one of our financial experts at any of our three branches.

If you need accessible cash for emergencies, car repairs, home appliances, investment opportunities, etc, OMISTA is prepared.

Instant cash
If you need fast access to cash, you can set up a Line of Credit with a prompt, one-time approval. Then, whenever you need funds, you can borrow up to a pre-arranged limit simply by using your debit card or by writing yourself a cheque.

Low interest rates
Interest rates are lower on a Line of Credit than with credit cards so it makes sense to use a Line of Credit as a source of cash. You will pay interest on the amount borrowed and only for the number of days used. You can repay a small percentage monthly, or more, if you prefer - the choice is yours.

Account Protection
By having a Line of Credit you also protect yourself against overdrawing your account or having cheques returned due to insufficient funds.

Balance Protection Insurance
We offer affordable line of credit balance protection insurance. It covers any outstanding line of credit balance.

Our Guarantee

Apply Online

If you are interested in applying for a home equity loan, personal loan, demand loan, vehicle loan, RRSP loan, mortgage, blanket mortgage, line of credit or even a student line of credit with OMISTA, please complete the following application form by clicking on the link below. An OMISTA Expert will contact you within 1-2 business days to review your application and process your request. Click here to apply.

Personal Line of Credit Insurance