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Demand loans

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Visit our contact page and submit your question through the "Who can help me?" link or call one of our financial experts at any of our three branches.

When you need money for a specific period of time there is no need to dip into your savings. A demand loan is a great solution. Perhaps you want to purchase an RRSP in advance of your income tax refund, take advantage of an investment opportunity or do renovations. OMISTA can help you make it happen.

Loans granted for periods of up to 12 months with no payment until loan due date
Fixed or variable interest rates
Full lump sum payment required at expiry of loan
No penalty for early pay out

If you would like to do a loan comparison, generate a monthly payment schedule or calculate your loan amount, monthly payment and examine your payments by balance and interest click here.

We understand your needs and concerns and can help you deal with cash shortages and provide guidance on how to repay your loan.

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If you are interested in applying for any of our financing products please complete our on-line application form by clicking here. An OMISTA Expert will contact you within 2 business days to review your application and process your request.

Insurance
Ensure you can make your loan payments no matter what happens. Simply click here to learn more.

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That's our difference. Every OMISTA Credit Union product, from mortgages to chequing accounts, comes with wise financial guidance. OMISTA's Financial Service Experts provide solutions to empower you to make the best decisions for your financial future. Everyone gets an expert (Not just the rich and famous).

We’d love to hear from you, so feel free to pick up the phone or head to the branch to speak with an expert today.

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