• Variable Mortgage
• Closed Mortgage
• Blanket Mortgage
• Zero Down Payment
• 40 Year Mortgage
• Energy-efficient

Closed Mortgage

Other Resources FAQ Section Visit our FAQ section for more mortgage information. Rates If you are looking for mortgage rates, click here Financial Planning Tool You can also click here to access our on-line financial planning tool.  Financial Fitness Advice from OMISTA Experts Mortgage Basics Make the Right Moves When it Comes to Your Mortgage Cottage Dreams or Financial Nightmares? Mortgage Products Variable Mortgage Blanket Mortgage Zero Down Payment 40 Year Amortization Energy-efficient Mortgage Other Loan Products Personal Line of Credit Personal Loans Demand Loans Auto Loans Student Loans Commercial Loans Home Mortgage Commercial Mortgage MasterCard® GLOBAL PAYMENT™ Cards MasterCard® Credit Cards Need more answers? Visit our contact page and submit your question through the "Who can help me?" link or call one of our financial experts at any of our three branches.

Choosing a mortgage is as important as choosing the home! We can show owners the financial options available and help them choose the best mortgage to suit their budget, lifestyle and general needs.

Benefits:

• Save money with prepayment options - pay 15% of principle once a year plus double up on your monthly payments.
• Convenient weekly or bi-weekly payment schedules can actually save thousands.
• Peace of mind with low-cost life, disability job loss and critical illness insurance for single or joint coverage.

Features:

• Flexible repayment term - choice of amortization.
• Renewal terms of 6 months to 5 years
• Choice of Closed/Open mortgage.
• Competitive rates.
• Pre-approvals available.
• Pay 15% of principle once a year plus double up on your monthly payments.
• Maximum amortization - 35 years.
• Semi-annual or monthly statement with a chequing account. - Financing Available: Up to 100% with CMHC insurance.
• Payments via automatic transfer from OMISTA Credit Union account, or Automatic Funds Transfer from another institution.
• Property taxes: Collected and paid each year by OMISTA Credit Union on behalf of the owner.

Buying your first home? When you are approved for an OMISTA mortgage on your first home you'll receive an OMISTA Home Book - a guide to all things home. Only available while quantities last! What are some other costs you can expect when purchasing a new home?

Apply Online
If you are interested in applying for a home equity loan, personal loan, demand loan, vehicle loan, RRSP loan, mortgage, blanket mortgage, line of credit or even a student line of credit with OMISTA, please complete the following application form by clicking on the link below. An OMISTA Expert will contact you within 1-2 business days to review your application and process your request. Click here to apply.

Wise Financial Guidance To Empower you

That's our difference. Every OMISTA Credit Union product, from mortgages to chequing accounts, comes with wise financial guidance. OMISTA's Financial Service Experts provide solutions to empower you to make the best decisions for your financial future. Everyone gets an expert (Not just the rich and famous).

We’d love to hear from you, so feel free to pick up the phone or head to the branch to speak with an expert today.