• Deposit Accounts
• Account Fees & Pricing
• Personal Loans
• Mortgages
• Credit Cards
• Investments
• RRSPs
• RRIFs
• Foreign Exchange

Account Fees and Pricing

****Please note new plans and pricing effective January 1, 2008.

Other Resources FAQ Section Visit our FAQ section for more information. Financial Planning Tool You can also click here to access our on-line financial planning tool. Financial Fitness Financial advice from OMISTA experts, click here. Credit Unions, ATMs & 'Ding Free' ATMs  To find a list of Credit Unions, ATMs & 'Ding Free' ATMs please click here Rates Commercial Account Fees & Pricing Prime Rate Deposit Accounts Personal Loans Mortgages Credit Cards Investments RRSPs RRIFs Foreign Exchange Need more answers? Visit our contact page and submit your question through the "Who can help me?" link or call one of our financial experts at any of our three branches.

Rates are subject to change without notice and subject to credit approval.

For more information about OMISTA Credit Union's current rates, please contact us at any of our three locations.

Standard Pricing Description  Fee  Basic Transactions In-branch transactions   Free   Debit Card purchases  $0.55****   Pre-authorized payments  $0.55****   MasterCard® Payment Card purchases  $0.55****   Cheques written  $0.65****   Cheques returned monthly  $2.00 MemberDirect® online banking   Free   TeleService®  inquiries   Free TeleService®  payments & transfers  $0.65****   Interim Account Statement  $2.00****   Maintenance Fee - chequing account  $2.00**** ATMs ATM withdrawals - Credit Union  $0.55****   ATM withdrawals - Interac  $1.50****   ATM withdrawals - Plus (international)  $3.00 Over-The-Counter TelPay® Bill Payment Owner  $1.00 TelPay®  Bill Payment non owner (where available)  $2.00 Money transfer within Canada (where available**)  $5.00**** Certified Cheques** Owner  $6.00****   Non owner $25.00 Draft Canadian Dollar  $5.00**** Foreign & US Currency $10.00 Money Order Canadian Dollar  $5.00****   US Currency  $5.00**** Miscellaneous Travelers cheques 1% of $Can amount   Stop payment - full details $10.00****   Stop payment - without full details $15.00**** Process cheque not properly encoded  $5.00   Cheque written on non-chequing account  $5.00  Charge back $10.00   N.S.F. Cheque $35.00**** Search Charges $25 per hour plus outside Credit Union costs. Closed Accounts/Transfers Out Close account within 1 year $25.00 Transfer account to another institution $25.00 Transfer RRSP to a non-Credit Union $50.00 Safety Deposit Boxes Size Annual Fee 1.5 x 5 x 24" $35.00 2.5 x 5 x 24" $45.00 3.5 x 5 x 24" $48.00 5 x 5 x 24" $65.00 2.5 x 10 x 24" $65.00 10 x 10 x 24" $130.00 Account Type What's Up? (chequing or savings) No Monthly Fee - 6 electronic transactions*  $0.00 Got To Go! chequing Monthly Fee - 45 transactions*  $5.00 Easy Access Plan Monthly Fee - 20 transactions*  $7.95 Performance Plan Monthly Fee - 45 transactions* $12.95 Global Connect Plan Monthly Fee - 60 electronic transactions* $14.95 Unlimited Plan Monthly Fee - Unlimited transactions $16.95**** Prime Plan Monthly Fee  $1.00 (maintenance fee) SmartCHEK Monthly Fee - minimum monthly balance $500  $0.00        *Transactions in excess of plan amount will be charged our standard pricing.

**Some conditions apply.
*** Rates and fees are provided for information purposes only and are subject to change at anytime.